CFO as a Service
for High-Growth Companies
For Series A and B startups, agencies, and high-growth SMBs. CFO as a Service delivers a complete CFO function — weekly AI briefings, live cash monitoring, and board-ready reports — starting at $149/month.
Fractional CFO start at $5,000/mo. Ours starts at $49/mo.
What CFO as a Service Means in Practice
Traditional CFO as a Service means hiring a CFO firm or contractor who works for you 10–20 hours per month. CFO Tech Stack delivers the same outcome — financial intelligence, forecasting, and reporting — on a continuous basis without the scheduling friction. You get a CFO function that runs 24/7, not just when you remember to ask.
Weekly AI CFO Briefings
Every Monday morning, an AI-generated CFO briefing lands in your inbox. Cash position, burn trajectory, runway, and anything that needs attention before the week starts. No logging in required.
Live Cash Monitoring
Connected to QuickBooks, Xero, or NetSuite. Every dollar in and out is tracked against your forecast. Anomalies — unexpected AR delays, spike in burn — are flagged immediately, not at the end of the month.
Board-Ready Reports
On-demand board deck generation. CFO Tech Stack builds the KPI narrative, scenario analysis, and financial summary — structured for Series A/B board expectations. Ready to present in under 10 minutes.
Fundraise Readiness Scoring
Score your investor readiness on demand. CFO Tech Stack benchmarks your metrics against what lead investors actually diligence — ARR growth, burn multiple, LTV:CAC, gross margin — and tells you exactly what to improve before the raise.
CFO as a Service is the right model for companies that need a CFO function without the overhead of hiring, onboarding, and managing a full-time executive. The analysis is continuous, automated, and delivered weekly — you just show up to the board meeting with the numbers already done.
Who Uses CFO as a Service
High burn, investor pressure, board expectations. CFO as a Service gives you the financial infrastructure to raise your next round with confidence.
You need CFO-level cash management before you have the revenue to hire a full-time CFO. CFO as a Service bridges that gap from day one.
If you are doing CFO work yourself — pulling dashboards, building board decks, forecasting cash — CFO as a Service takes that off your plate so you can focus on building the business.
Post-raise financial infrastructure needs to level up fast. CFO as a Service delivers board-ready reporting, benchmark analysis, and fundraise readiness on a schedule your investors expect.
How CFO as a Service Differs from a Fractional CFO Firm
A fractional CFO firm provides human expertise on a part-time retainer — typically $3,000–$15,000/month for 5–20 hours of work per week. CFO Tech Stack delivers an AI-first CFO function that runs continuously, without being constrained by human hours or scheduling. Here is how the two models compare on what actually matters.
| Capability | CFO Tech Stack | Fractional CFO Firm |
|---|---|---|
| Monthly cost | $149–$399/month | $3,000–$15,000/month |
| Continuous monitoring | ✓ 24/7 automated | ✗ Limited to booked hours |
| Weekly briefings | ✓ Every Monday, automatic | ✗ Not typically included |
| Setup time | Minutes (connect accounting software) | Weeks (discovery, onboarding) |
| Human judgment | AI analysis + your decisions | ✓ Senior finance professional |
| Board prep | ✓ On-demand AI board decks | ✓ Human-prepared (at higher cost) |
| Best for | Pre-seed to Series A; monitoring and reporting | Series A–B; strategic decisions and investor relationships |
Many Series A founders use both: CFO Tech Stack for continuous monitoring and automated reporting, and a fractional CFO for strategic decisions 5–10 hours per month. See the Fractional CFO Cost Guide for a detailed pricing breakdown, or the AI CFO vs. Fractional CFO comparison for the feature-by-feature view.
CFO as a Service Pricing
CFO Tech Stack starts at $149/month. Compared to a full-time CFO at $200K–$350K/year, that is less than 1% of the cost for the same intelligence.
Weekly AI CFO briefings, live cash monitoring, 13-week forecast, fundraise readiness scoring, board report generation
Everything in Core + CFO Intelligence subscription (monthly playbooks, updated benchmarks, new model templates), priority support
No contracts. No onboarding fees. Cancel anytime. Full access from day one.
Frequently Asked Questions
Related Resources
Get Started with CFO as a Service
Connect your accounting software and get your first CFO briefing in your inbox by Monday morning. Starting at $149/month — less than 1% of a full-time CFO's cost.